/* Fair Square Funding site styles. Tokens and components shared by every page. */
:root {
  --ink:#111111; --ink-2:#2B2F36; --slate:#5B6472; --faint:#8A93A0;
  --line:#E4E8EE; --line-2:#EEF1F5; --surface:#F6F8FB; --tint:#EAF3FF;
  --blue:#1E90FF; --action:#006BD6; --action-dark:#0057B0; --ok:#0E8A5F; --ok-tint:#E6F6EF;
  --maxw:1200px; --r:14px;
  --shadow-sm:0 1px 2px rgba(16,24,40,.05), 0 1px 3px rgba(16,24,40,.06);
  --shadow-lg:0 2px 4px rgba(16,24,40,.04), 0 12px 24px -6px rgba(16,24,40,.10), 0 40px 80px -24px rgba(16,24,40,.22);
}
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
body { margin:0; background:#fff; color:var(--ink); font-family:'Figtree',system-ui,sans-serif; font-size:17px; line-height:1.6; -webkit-font-smoothing:antialiased; text-rendering:optimizeLegibility; }
a { color:var(--action); }
img { display:block; max-width:100%; }
h1, h2, h3, h4, p { margin:0; }
.wrap { max-width:var(--maxw); margin:0 auto; padding:0 24px; }
:focus-visible { outline:3px solid var(--blue); outline-offset:3px; border-radius:6px; }
.sr { position:absolute; width:1px; height:1px; overflow:hidden; clip:rect(0 0 0 0); white-space:nowrap; }
.ico { width:20px; height:20px; flex:none; stroke:currentColor; fill:none; stroke-width:1.8; stroke-linecap:round; stroke-linejoin:round; }

/* the brand device: two corners framing the one thing that matters */
.corners { position:relative; }
.corners::before, .corners::after { content:''; position:absolute; width:var(--arm,22px); height:var(--arm,22px); border:0 solid var(--cc,var(--blue)); pointer-events:none; }
.corners::before { left:var(--in,0); top:var(--in,0); border-left-width:var(--st,5px); border-top-width:var(--st,5px); }
.corners::after  { right:var(--in,0); bottom:var(--in,0); border-right-width:var(--st,5px); border-bottom-width:var(--st,5px); }

.btn { display:inline-flex; align-items:center; justify-content:center; gap:10px; font:inherit; font-weight:700; font-size:16.5px; line-height:1; border-radius:10px; padding:16px 22px; text-decoration:none; border:1.5px solid transparent; cursor:pointer; white-space:nowrap; transition:background .15s, color .15s, border-color .15s, box-shadow .15s; }
.btn-primary { background:var(--action); color:#fff; box-shadow:0 1px 2px rgba(0,60,130,.25), inset 0 1px 0 rgba(255,255,255,.12); }
.btn-primary:hover { background:var(--action-dark); }
.btn-line { color:var(--ink); border-color:#CDD3DB; background:#fff; box-shadow:var(--shadow-sm); }
.btn-line:hover { border-color:var(--ink); }

/* header */
header.site { position:sticky; top:0; z-index:20; background:rgba(255,255,255,.88); backdrop-filter:saturate(1.6) blur(12px); -webkit-backdrop-filter:saturate(1.6) blur(12px); border-bottom:1px solid transparent; transition:border-color .2s; }
header.site.scrolled { border-bottom-color:var(--line); }
.bar { display:flex; align-items:center; justify-content:space-between; height:76px; gap:24px; }
.bar .logo img { height:46px; width:auto; }
.bar nav { display:flex; align-items:center; gap:28px; font-weight:600; font-size:15px; }
.bar nav .link { color:var(--ink-2); text-decoration:none; }
.bar nav .link:hover { color:var(--action); }
.bar .call { display:inline-flex; align-items:center; gap:8px; color:var(--ink); text-decoration:none; font-weight:700; padding-left:28px; border-left:1px solid var(--line); }
.bar .call .ico { width:17px; height:17px; color:var(--action); }
.bar .call:hover { color:var(--action); }
.bar .btn { padding:12px 18px; font-size:15px; }
.bar .short { display:none; }
@media (max-width:1100px){ .bar nav .link { display:none; } .bar .call { border-left:0; padding-left:0; } }
@media (max-width:560px){
  .bar nav { gap:10px; }
  .bar .call { width:44px; height:44px; justify-content:center; border:1.5px solid #CDD3DB; border-radius:10px; }
  .bar .call .num { display:none; }
  .bar .long { display:none; } .bar .short { display:inline; }
  .bar .logo img { height:42px; }
}

/* hero */
.hero { position:relative; padding:44px 0 72px; overflow:hidden; isolation:isolate; }
.hero::before { content:''; position:absolute; inset:0; z-index:-1;
  background-image:linear-gradient(var(--line-2) 1px, transparent 1px), linear-gradient(90deg, var(--line-2) 1px, transparent 1px);
  background-size:44px 44px; background-position:-1px -1px;
  -webkit-mask-image:radial-gradient(ellipse 65% 85% at 80% 45%, #000 30%, transparent 78%); mask-image:radial-gradient(ellipse 65% 85% at 80% 45%, #000 30%, transparent 78%); }
.hero-grid { display:grid; grid-template-columns: 1fr 1.05fr; gap:72px; align-items:center; }
.hero-grid > * { min-width:0; }
.hero h1 { text-wrap:balance; font-weight:800; font-size:clamp(44px, 5.7vw, 76px); line-height:1; letter-spacing:-0.045em; margin:0 0 22px; max-width:10ch; }
.hero .lede { font-size:19.5px; line-height:1.55; color:var(--slate); max-width:36ch; margin:0 0 30px; }

.start { background:#fff; border:1px solid var(--line); border-radius:16px; padding:18px; box-shadow:var(--shadow-sm); max-width:560px; }
.start label { display:block; font-weight:700; font-size:15px; margin-bottom:10px; }
.start .row { display:flex; gap:10px; }
.money { flex:1; min-width:0; display:flex; align-items:center; gap:6px; border:1.5px solid #CDD3DB; border-radius:10px; padding:0 14px; background:#fff; transition:border-color .15s, box-shadow .15s; }
.money:focus-within { border-color:var(--action); box-shadow:0 0 0 4px rgba(0,107,214,.14); }
.money span { font-weight:800; font-size:22px; color:var(--slate); }
.money input { all:unset; flex:1; min-width:0; font:inherit; font-weight:800; font-size:22px; letter-spacing:-0.01em; height:52px; font-variant-numeric:tabular-nums; }
.start .btn { height:55px; }
.chips { display:flex; flex-wrap:wrap; gap:7px; margin-top:12px; }
.chips button { all:unset; cursor:pointer; font-size:13.5px; font-weight:700; color:var(--ink-2); background:var(--surface); border:1px solid var(--line); padding:5px 11px; border-radius:999px; font-variant-numeric:tabular-nums; }
.chips button:hover { border-color:#B9C1CC; }
.chips button[aria-pressed="true"] { background:var(--ink); border-color:var(--ink); color:#fff; }
.chips button:focus-visible { outline:3px solid var(--blue); outline-offset:2px; }
.start .msg { font-size:13.5px; color:var(--slate); margin-top:10px; min-height:1.2em; }
.start .msg.err { color:#B42318; }
.assure { display:flex; flex-wrap:wrap; gap:10px 24px; margin:22px 0 0; padding:0; list-style:none; font-size:14.5px; color:var(--ink-2); font-weight:600; }
.assure li { display:flex; align-items:center; gap:8px; }
.assure .ico { color:var(--ok); width:18px; height:18px; stroke-width:2.2; }
@media (max-width:980px){ .hero-grid { grid-template-columns:1fr; gap:56px; } .hero { padding-top:28px; } }
@media (max-width:520px){ .start .row { flex-direction:column; } .start .btn { width:100%; } }

/* hero product composition */
.stage { position:relative; padding:60px 0 60px 34px; }
.board { position:relative; background:#fff; border:1px solid var(--line); border-radius:18px; box-shadow:var(--shadow-lg); overflow:hidden; }
.board-top { display:flex; justify-content:space-between; align-items:center; gap:12px; padding:16px 20px; border-bottom:1px solid var(--line-2); }
.board-top h2 { font-size:15.5px; font-weight:800; letter-spacing:-0.01em; }
.board-top p { font-size:13px; color:var(--slate); }
.badge { display:inline-flex; align-items:center; gap:6px; font-size:12.5px; font-weight:700; border-radius:999px; padding:4px 10px; white-space:nowrap; background:var(--ok-tint); border:1px solid #BFE6D3; color:var(--ok); }
.badge::before { content:''; width:7px; height:7px; border-radius:50%; background:var(--ok); }
.board-body { padding:16px 20px 18px; }
.offers { position:relative; display:grid; gap:8px; }
.offer { all:unset; box-sizing:border-box; cursor:pointer; display:grid; grid-template-columns: 1.15fr 1fr 1fr 1fr; gap:10px; align-items:center; padding:15px 16px; border-radius:12px; background:var(--surface); border:1px solid transparent; transition:background .2s, border-color .2s; }
.offer:hover { background:#EFF3F8; }
.offer:focus-visible { outline:3px solid var(--blue); outline-offset:2px; }
.offer[aria-pressed="true"] { background:#fff; border-color:var(--line); }
.offer .who { font-weight:800; font-size:15px; }
.offer .who small { display:block; font-weight:500; color:var(--slate); font-size:12.5px; }
.offer dl { margin:0; }
.offer dt { font-size:12px; color:var(--slate); }
.offer dd { margin:0; font-weight:700; font-size:15.5px; font-variant-numeric:tabular-nums; }
.frame { position:absolute; left:-7px; right:-7px; height:0; top:0; --arm:24px; --st:5px; transition:transform .45s cubic-bezier(.2,.8,.2,1), height .45s cubic-bezier(.2,.8,.2,1); pointer-events:none; }
.verdict { display:grid; grid-template-columns:1fr auto; gap:6px 18px; align-items:end; margin-top:16px; padding-top:16px; border-top:1px solid var(--line-2); }
.verdict .label { font-size:13px; color:var(--slate); }
.verdict .cost { font-weight:800; font-size:40px; line-height:1; letter-spacing:-0.035em; font-variant-numeric:tabular-nums; }
.verdict .per { text-align:right; font-size:13px; color:var(--slate); }
.verdict .per b { display:block; font-size:21px; color:var(--ink); font-variant-numeric:tabular-nums; }
.costbar { grid-column:1 / -1; display:flex; height:8px; border-radius:99px; overflow:hidden; background:var(--line-2); margin-top:10px; }
.costbar i { display:block; height:100%; transition:width .45s cubic-bezier(.2,.8,.2,1); }
.costbar .p { background:var(--ink); }
.costbar .c { background:var(--blue); }
.costkey { grid-column:1 / -1; display:flex; gap:18px; font-size:12.5px; color:var(--slate); }
.costkey span { display:inline-flex; align-items:center; gap:6px; }
.costkey span::before { content:''; width:9px; height:9px; border-radius:2px; background:var(--ink); }
.costkey span.c::before { background:var(--blue); }
.board .note { padding:12px 20px; font-size:12px; color:var(--faint); background:var(--surface); border-top:1px solid var(--line-2); }
.float { position:absolute; z-index:2; display:flex; align-items:center; gap:12px; background:#fff; border:1px solid var(--line); border-radius:14px; padding:12px 16px 12px 12px; box-shadow:var(--shadow-lg); font-size:13.5px; }
.float b { display:block; font-size:14px; }
.float span { color:var(--slate); }
.float .dot { width:36px; height:36px; border-radius:10px; display:grid; place-items:center; flex:none; }
.f1 { top:0; left:0; }
.f1 .dot { background:var(--ok-tint); color:var(--ok); }
.f2 { right:-18px; bottom:0; }
.f2 .dot { background:var(--tint); color:var(--action); }
@media (max-width:1240px){ .f2 { right:0; } }
@media (max-width:640px){
  .stage { padding:0; }
  .float { position:relative; inset:auto; margin:0 0 12px; box-shadow:var(--shadow-sm); }
  .f2 { display:none; }
  .board-top p { display:none; }
  .offer { grid-template-columns:repeat(3,1fr); gap:6px 8px; padding:13px 14px; }
  .offer .who { grid-column:1 / -1; display:flex; gap:8px; align-items:baseline; }
  .offer .who small { display:inline; }
  .verdict .cost { font-size:32px; }
}
@media (prefers-reduced-motion: no-preference){
  .board, .float { animation:rise .7s cubic-bezier(.2,.8,.2,1) both; }
  .f1 { animation-delay:.35s; } .f2 { animation-delay:.55s; }
  @keyframes rise { from { opacity:0; transform:translateY(14px); } to { opacity:1; transform:none; } }
}

/* facts strip */
.facts { border-top:1px solid var(--line); border-bottom:1px solid var(--line); background:#fff; }
.facts ul { list-style:none; margin:0 auto; padding:0 24px; max-width:var(--maxw); display:grid; grid-template-columns:repeat(4,1fr); }
.facts li { padding:26px 24px; border-left:1px solid var(--line); }
.facts li:first-child { border-left:0; padding-left:0; }
.facts b { display:block; font-weight:800; font-size:24px; letter-spacing:-0.03em; line-height:1.15; font-variant-numeric:tabular-nums; }
.facts span { font-size:14.5px; color:var(--slate); }
@media (max-width:900px){ .facts ul { grid-template-columns:1fr 1fr; } .facts li:nth-child(3) { border-left:0; padding-left:0; } .facts li:nth-child(n+3) { border-top:1px solid var(--line); } }
@media (max-width:460px){ .facts ul { grid-template-columns:1fr; } .facts li, .facts li:nth-child(3) { border-left:0; padding:18px 0; } .facts li + li { border-top:1px solid var(--line); } .facts b { font-size:21px; } }

/* sections */
section.block { padding:104px 0; }
section.block.tinted { background:var(--surface); }
.sec-head { display:grid; grid-template-columns: 1fr 1fr; gap:48px; align-items:end; margin-bottom:52px; }
.sec-title { text-wrap:balance; font-weight:800; font-size:clamp(32px,4vw,48px); line-height:1.05; letter-spacing:-0.04em; max-width:15ch; }
.sec-lede { color:var(--slate); font-size:18.5px; max-width:48ch; }
@media (max-width:860px){ .sec-head { grid-template-columns:1fr; gap:14px; margin-bottom:36px; } section.block { padding:80px 0; } }

/* products */
.products { display:grid; grid-template-columns:repeat(3,1fr); gap:24px; }
.product { background:#fff; border:1px solid var(--line); border-radius:var(--r); display:flex; flex-direction:column; overflow:hidden; transition:box-shadow .2s, border-color .2s; }
.product:hover { border-color:#D3D9E1; box-shadow:0 18px 40px -20px rgba(16,24,40,.25); }
.viz { background:var(--surface); border-bottom:1px solid var(--line-2); height:176px; padding:22px 24px; display:flex; flex-direction:column; justify-content:flex-end; gap:12px; }
.viz .cap { display:flex; justify-content:space-between; gap:12px; font-size:13px; color:var(--slate); }
.viz .cap b { color:var(--ink); font-variant-numeric:tabular-nums; text-align:right; }
.bars { display:flex; align-items:flex-end; gap:6px; height:84px; }
.bars i { flex:1; border-radius:4px 4px 0 0; background:var(--ink); }
.bars i.rev { background:#CFD6DF; }
.meter { height:14px; border-radius:99px; background:#DDE3EA; overflow:hidden; display:flex; }
.meter i { width:40%; background:var(--blue); }
.limits { display:flex; justify-content:space-between; font-size:13px; color:var(--slate); }
.limits b { display:block; color:var(--ink); font-size:20px; letter-spacing:-0.02em; font-variant-numeric:tabular-nums; }
.viz svg { width:100%; height:84px; overflow:visible; }
.product .body { padding:26px 24px; display:flex; flex-direction:column; flex:1; }
.product h3 { font-size:23px; font-weight:800; letter-spacing:-0.025em; margin-bottom:8px; }
.product .body > p { color:var(--slate); margin-bottom:20px; font-size:16px; }
.spec { margin:0 0 20px; font-size:15px; }
.spec div { display:flex; justify-content:space-between; gap:14px; padding:10px 0; border-top:1px solid var(--line-2); }
.spec dt { color:var(--slate); }
.spec dd { margin:0; font-weight:700; text-align:right; }
.uses { margin:0 0 24px; padding:0; list-style:none; display:flex; flex-wrap:wrap; gap:6px; }
.uses li { background:var(--surface); border:1px solid var(--line-2); border-radius:999px; padding:4px 11px; font-size:13.5px; font-weight:600; color:var(--ink-2); }
.product .btn { margin-top:auto; width:100%; }
@media (max-width:980px){ .products { grid-template-columns:1fr; max-width:560px; } }

/* how it works */
.track { list-style:none; margin:0; padding:0; display:grid; grid-template-columns:repeat(4,1fr); gap:28px; position:relative; }
.track li { position:relative; display:flex; flex-direction:column; align-items:flex-start; }
.track li:not(:last-child)::after { content:''; position:absolute; left:42px; right:-28px; top:20px; height:2px; background:var(--blue); }
.node { position:relative; z-index:1; width:42px; height:42px; border-radius:12px; display:grid; place-items:center; font-weight:800; font-size:17px; background:#fff; border:2px solid var(--blue); color:var(--ink); margin-bottom:22px; font-variant-numeric:tabular-nums; }
.track li:last-child .node { background:var(--blue); color:#fff; }
.track h3 { font-size:20px; font-weight:800; letter-spacing:-0.015em; margin-bottom:8px; }
.track p { color:var(--slate); font-size:15.5px; margin-bottom:16px; }
.when { display:inline-flex; align-items:center; gap:6px; margin-top:auto; font-size:13px; font-weight:700; color:var(--ink-2); background:#fff; border:1px solid var(--line); border-radius:999px; padding:4px 10px; }
.when .ico { width:14px; height:14px; color:var(--action); }
@media (max-width:900px){
  .track { grid-template-columns:1fr; gap:0; }
  .track li:not(:last-child)::after { left:20px; right:auto; top:42px; bottom:0; width:2px; height:auto; }
  .track li { padding:0 0 34px 66px; }
  .node { position:absolute; left:0; top:0; margin:0; }
}

/* calculator */
.calc { display:grid; grid-template-columns: 1.08fr 1fr; border:1px solid var(--line); border-radius:20px; overflow:hidden; background:#fff; box-shadow:var(--shadow-lg); }
.calc .inputs { padding:36px; display:grid; gap:28px; align-content:start; }
.field { display:grid; gap:12px; }
.field label, .field .lbl { font-weight:700; font-size:15.5px; display:flex; justify-content:space-between; align-items:baseline; gap:12px; }
.field output { font-weight:800; font-size:20px; letter-spacing:-0.02em; font-variant-numeric:tabular-nums; }
.hint { font-size:13.5px; color:var(--slate); margin-top:-4px; }
input[type=range] { -webkit-appearance:none; appearance:none; width:100%; height:6px; border-radius:6px; background:linear-gradient(to right, var(--blue) var(--fill,15%), var(--line) var(--fill,15%)); outline:none; margin:6px 0; }
input[type=range]::-webkit-slider-thumb { -webkit-appearance:none; width:24px; height:24px; border-radius:7px; background:#fff; border:5px solid var(--blue); cursor:pointer; box-shadow:0 2px 6px rgba(16,24,40,.2); }
input[type=range]::-moz-range-thumb { width:16px; height:16px; border-radius:7px; background:#fff; border:5px solid var(--blue); cursor:pointer; }
input[type=range]:focus-visible { outline:3px solid var(--blue); outline-offset:6px; }
.scale { display:flex; justify-content:space-between; font-size:12.5px; color:var(--faint); margin-top:-6px; font-variant-numeric:tabular-nums; }
.seg { display:inline-flex; background:var(--surface); border:1px solid var(--line); border-radius:11px; padding:4px; gap:4px; justify-self:start; }
.seg button { all:unset; cursor:pointer; padding:9px 16px; border-radius:8px; font-weight:700; font-size:14.5px; color:var(--slate); }
.seg button[aria-pressed="true"] { background:#fff; color:var(--ink); box-shadow:var(--shadow-sm); }
.seg button:focus-visible { outline:3px solid var(--blue); }
.calc .results { background:var(--ink); color:#fff; padding:36px; display:grid; align-content:start; gap:22px; }
.calc .total { padding:24px 26px; --arm:26px; --st:5px; background:#1B1E23; border-radius:4px; }
.calc .total span { display:block; font-size:14px; color:#AEB6C1; }
.calc .total b { display:block; font-weight:800; font-size:52px; letter-spacing:-0.04em; line-height:1.05; font-variant-numeric:tabular-nums; }
.calc .split { display:grid; gap:10px; }
.calc .split .costbar { margin:0; height:10px; background:#2A2E35; }
.calc .split .costbar .p { background:#fff; }
.calc .split .costkey { color:#AEB6C1; }
.calc .split .costkey span::before { background:#fff; }
.calc .split .costkey span.c::before { background:var(--blue); }
.calc .rows div { display:flex; justify-content:space-between; padding:13px 0; border-top:1px solid #2A2E35; font-size:15.5px; color:#D5DAE1; }
.calc .rows b { color:#fff; font-variant-numeric:tabular-nums; }
.calc-note { font-size:12.5px; color:#8E97A3; }
.calc .results .btn-primary { background:#fff; color:var(--ink); box-shadow:none; }
.calc .results .btn-primary:hover { background:var(--tint); }
@media (max-width:900px){ .calc { grid-template-columns:1fr; } .calc .inputs, .calc .results { padding:24px; } .calc .total b { font-size:42px; } }
@media (max-width:420px){ .seg button { padding:9px 12px; font-size:14px; } }

/* comparison */
.compare { width:100%; border-collapse:separate; border-spacing:0; background:#fff; border:1px solid var(--line); border-radius:var(--r); overflow:hidden; font-size:16px; }
.compare th, .compare td { padding:18px 22px; text-align:center; border-bottom:1px solid var(--line-2); }
.compare tbody tr:last-child > * { border-bottom:0; }
.compare thead th { font-size:15px; font-weight:800; background:var(--surface); vertical-align:middle; }
.compare th[scope=row] { text-align:left; font-weight:600; color:var(--ink-2); }
.compare .us { background:var(--tint); }
.compare thead .us { background:var(--ink); }
.compare thead .us { padding:14px 22px; }
.compare thead .us img { height:52px; width:auto; margin:0 auto; }
.yes, .no, .some { display:inline-flex; align-items:center; gap:6px; font-size:14.5px; font-weight:600; }
.yes .ico { color:var(--ok); stroke-width:2.4; }
.no { color:var(--faint); }
.no .ico { stroke-width:2.2; }
.some { color:var(--slate); }
.compare .us .yes { color:var(--ink); }
@media (max-width:700px){
  .compare { font-size:14px; }
  .compare th, .compare td { padding:13px 6px; }
  .compare th[scope=row] { padding-left:14px; }
  .compare .t { display:none; }
  .compare thead th { font-size:12.5px; line-height:1.25; }
  .compare thead .us { padding:10px 6px; }
  .compare thead .us img { height:auto; width:100%; max-width:60px; }
  .some { font-size:12.5px; }
}

/* requirements */
.req { display:grid; grid-template-columns: 1fr 1fr 1fr; gap:24px; }
.req > div { background:#fff; border:1px solid var(--line); border-radius:var(--r); padding:28px; }
.req h3 { font-size:19px; font-weight:800; letter-spacing:-0.015em; margin-bottom:6px; display:flex; align-items:center; gap:10px; }
.req h3 .ico { color:var(--action); }
.need { margin:10px 0 0; padding:0; list-style:none; }
.need li { padding:13px 0; border-top:1px solid var(--line-2); font-weight:700; font-size:15.5px; }
.need li:first-child { border-top:0; }
.need li span { display:block; font-weight:400; color:var(--slate); font-size:14.5px; }
.trades { display:flex; flex-wrap:wrap; gap:7px; margin:16px 0 0; padding:0; list-style:none; }
.trades li { border:1px solid var(--line); border-radius:999px; padding:6px 12px; font-weight:600; font-size:14px; background:var(--surface); }
.req p.small { color:var(--slate); font-size:14.5px; margin-top:16px; }
@media (max-width:980px){ .req { grid-template-columns:1fr; } }

/* guides */
.guides { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
.guide { display:flex; flex-direction:column; gap:8px; padding:24px; border-radius:var(--r); border:1px solid var(--line); background:#fff; text-decoration:none; color:var(--ink); transition:border-color .15s, box-shadow .15s; }
.guide:hover { border-color:#C6CED8; box-shadow:0 14px 30px -18px rgba(16,24,40,.25); }
.guide .kind { display:inline-flex; align-items:center; gap:8px; font-size:13.5px; font-weight:700; color:var(--action); }
.guide .kind .ico { width:17px; height:17px; }
.guide h3 { font-size:18.5px; font-weight:800; letter-spacing:-0.015em; }
.guide p { color:var(--slate); font-size:15px; }
@media (max-width:900px){ .guides { grid-template-columns:1fr; } }

/* faq */
.faq-grid { display:grid; grid-template-columns: 1fr 1.65fr; gap:72px; align-items:start; }
.faq-side { position:sticky; top:110px; }
.faq-side p { color:var(--slate); margin:16px 0 24px; max-width:32ch; }
.contact-card { border:1px solid var(--line); border-radius:var(--r); padding:20px; display:grid; gap:4px; max-width:340px; background:#fff; }
.contact-card a.tel { font-weight:800; font-size:22px; letter-spacing:-0.02em; color:var(--ink); text-decoration:none; display:inline-flex; align-items:center; gap:10px; }
.contact-card a.tel .ico { color:var(--action); }
.contact-card span { font-size:14px; color:var(--slate); }
.faq details { border-bottom:1px solid var(--line); }
.faq details:first-child { border-top:1px solid var(--line); }
.faq summary { cursor:pointer; list-style:none; display:flex; justify-content:space-between; gap:24px; align-items:center; padding:22px 0; font-weight:700; font-size:18px; letter-spacing:-0.01em; }
.faq summary::-webkit-details-marker { display:none; }
.faq summary .pm { flex:none; width:30px; height:30px; border-radius:9px; border:1px solid var(--line); position:relative; }
.faq summary .pm::before, .faq summary .pm::after { content:''; position:absolute; left:50%; top:50%; width:12px; height:2px; background:var(--ink); transform:translate(-50%,-50%); transition:transform .2s; }
.faq summary .pm::after { transform:translate(-50%,-50%) rotate(90deg); }
.faq details[open] summary .pm::after { transform:translate(-50%,-50%) rotate(0deg); }
.faq details p { margin:0 0 24px; color:var(--slate); max-width:64ch; }
@media (max-width:900px){ .faq-grid { grid-template-columns:1fr; gap:32px; } .faq-side { position:static; } }

/* good to know */
section.know-sec { padding:72px 0; }
.know-sec h2 { font-size:26px; font-weight:800; letter-spacing:-0.03em; margin-bottom:28px; }
.know { display:grid; grid-template-columns:repeat(3,1fr); gap:32px; border-top:1px solid var(--line); padding-top:32px; }
.know h3 { font-size:17px; font-weight:800; margin-bottom:6px; }
.know p { color:var(--slate); font-size:15px; }
@media (max-width:860px){ .know { grid-template-columns:1fr; gap:22px; } }

/* closing */
.closer-sec { padding:104px 0; }
.closer { position:relative; background:var(--ink); color:#fff; border-radius:24px; padding:76px 72px; overflow:hidden; --arm:64px; --st:12px; --in:28px; }
.closer .inner { display:grid; grid-template-columns:1fr auto; gap:48px; align-items:center; position:relative; }
.closer h2 { text-wrap:balance; font-weight:800; font-size:clamp(34px,4.4vw,56px); line-height:1.02; letter-spacing:-0.04em; max-width:15ch; }
.closer p { margin-top:16px; font-size:18.5px; color:#B9C1CC; max-width:46ch; }
.closer .acts { display:flex; flex-direction:column; gap:12px; }
.closer .btn-primary { background:#fff; color:var(--ink); box-shadow:none; }
.closer .btn-primary:hover { background:var(--tint); }
.closer .btn-dark { color:#fff; border-color:#3A3F47; background:transparent; }
.closer .btn-dark:hover { border-color:#fff; }
@media (max-width:860px){ .closer-sec { padding:80px 0; } .closer { padding:60px 30px; --arm:40px; --st:8px; --in:14px; } .closer .inner { grid-template-columns:1fr; gap:32px; } .closer .acts { flex-direction:row; flex-wrap:wrap; } }

/* footer */
footer.site { background:#fff; border-top:1px solid var(--line); padding:64px 0 40px; font-size:15px; color:var(--slate); }
.fgrid { display:grid; grid-template-columns: 1.4fr 1fr 1fr 1fr 1.4fr; gap:36px; }
.fgrid img { height:60px; width:auto; margin-bottom:16px; }
.fgrid h4 { color:var(--ink); font-size:14.5px; font-weight:800; margin-bottom:14px; }
.fgrid ul { list-style:none; margin:0; padding:0; display:grid; gap:10px; }
.fgrid a { color:var(--slate); text-decoration:none; }
.fgrid a:hover { color:var(--action); }
.fgrid address { font-style:normal; line-height:1.75; }
.fgrid .tel { color:var(--ink); font-weight:800; font-size:18px; }
.fine { margin-top:48px; padding-top:24px; border-top:1px solid var(--line); font-size:12.5px; line-height:1.7; color:var(--faint); display:grid; gap:12px; }
.fine .legal { display:flex; flex-wrap:wrap; gap:8px 22px; }
.fine .legal a { color:var(--slate); }
@media (max-width:980px){ .fgrid { grid-template-columns:1fr 1fr; } .fgrid > :first-child, .fgrid > :last-child { grid-column:1 / -1; } }

@media (prefers-reduced-motion: reduce){ *, *::before, *::after { transition:none !important; animation:none !important; } html { scroll-behavior:auto; } }

/* ===== shared chrome for every page ===== */
.skip { position:absolute; left:16px; top:-60px; z-index:50; background:var(--ink); color:#fff; padding:10px 14px; border-radius:8px; font-weight:700; text-decoration:none; }
.skip:focus { top:12px; }
.bar nav .link { background:none; border:0; font:inherit; font-weight:600; font-size:15px; cursor:pointer; padding:0; display:inline-flex; align-items:center; gap:4px; }
.bar nav .link[aria-current="page"], .dd.is-current .dd-btn { color:var(--ink); box-shadow:inset 0 -2px 0 var(--blue); }
.dd { position:relative; }
.dd .chev { width:16px; height:16px; transition:transform .15s; }
.dd-btn[aria-expanded="true"] .chev { transform:rotate(180deg); }
.dd-panel { position:absolute; top:calc(100% + 18px); left:-18px; width:330px; background:#fff; border:1px solid var(--line); border-radius:14px; box-shadow:var(--shadow-lg); padding:8px; display:none; }
.dd-panel.open { display:grid; }
.dd-panel a { display:grid; gap:2px; padding:12px 14px; border-radius:10px; text-decoration:none; color:var(--ink); }
.dd-panel a:hover, .dd-panel a:focus-visible { background:var(--surface); }
.dd-panel a b { font-size:15.5px; }
.dd-panel a span { font-size:13.5px; font-weight:500; color:var(--slate); }
.dd-panel a[aria-current="page"] b { color:var(--action); }
.menu-btn { display:none; width:44px; height:44px; border:1.5px solid #CDD3DB; border-radius:10px; background:#fff; color:var(--ink); cursor:pointer; place-items:center; padding:0; }
.menu-btn .ico { width:22px; height:22px; }
.mnav { border-top:1px solid var(--line); background:#fff; max-height:calc(100vh - 76px); overflow:auto; }
.mnav .wrap { display:grid; padding-top:12px; padding-bottom:24px; }
.mnav a:not(.btn) { padding:12px 0; color:var(--ink); text-decoration:none; font-weight:600; font-size:17px; border-bottom:1px solid var(--line-2); }
.mnav a[aria-current="page"] { color:var(--action); }
.mnav-h { font-size:13px; font-weight:700; color:var(--faint); margin:14px 0 2px; }
.mnav .btn { margin-top:20px; }
@media (max-width:1100px){ .bar nav .dd, .bar nav .link { display:none; } .menu-btn { display:grid; } }
@media (min-width:1101px){ .mnav { display:none !important; } }

/* ===== inner pages ===== */
.page-hero { position:relative; padding:40px 0 64px; border-bottom:1px solid var(--line); overflow:hidden; isolation:isolate; }
.page-hero::before { content:''; position:absolute; inset:0; z-index:-1;
  background-image:linear-gradient(var(--line-2) 1px, transparent 1px), linear-gradient(90deg, var(--line-2) 1px, transparent 1px);
  background-size:44px 44px; background-position:-1px -1px;
  -webkit-mask-image:radial-gradient(ellipse 60% 100% at 90% 30%, #000 20%, transparent 75%); mask-image:radial-gradient(ellipse 60% 100% at 90% 30%, #000 20%, transparent 75%); }
.crumbs { display:flex; flex-wrap:wrap; gap:6px; list-style:none; margin:0 0 28px; padding:0; font-size:14px; color:var(--slate); }
.crumbs li + li::before { content:'/'; margin-right:6px; color:var(--faint); }
.crumbs a { color:var(--slate); text-decoration:none; }
.crumbs a:hover { color:var(--action); }
.page-hero .grid2 { display:grid; grid-template-columns:1.25fr 1fr; gap:64px; align-items:center; }
.page-hero .grid2 > * { min-width:0; }
.page-title { text-wrap:balance; font-weight:800; font-size:clamp(38px,4.8vw,62px); line-height:1.03; letter-spacing:-0.04em; max-width:17ch; margin-bottom:20px; }
.page-lede { font-size:19.5px; line-height:1.55; color:var(--slate); max-width:54ch; }
.hero-acts { display:flex; flex-wrap:wrap; gap:12px; margin-top:30px; }
.article-meta { display:flex; flex-wrap:wrap; gap:6px 20px; margin-top:24px; font-size:14px; color:var(--slate); }
.article-meta span { display:inline-flex; align-items:center; gap:7px; }
.article-meta .ico { width:16px; height:16px; color:var(--action); }
@media (max-width:900px){ .page-hero .grid2 { grid-template-columns:1fr; gap:36px; } .page-hero { padding:24px 0 48px; } }

/* a framed figure for inner-page heroes: the brand's two corners */
.panel { position:relative; background:#fff; border:1px solid var(--line); border-radius:18px; box-shadow:var(--shadow-lg); padding:26px; }
.panel-frame { --arm:30px; --st:5px; --in:-9px; }
.panel h2, .panel h3 { font-size:15.5px; font-weight:800; margin-bottom:14px; }
.panel .spec { margin:0; }

/* key facts */
.keyfacts { display:grid; grid-template-columns:repeat(3,1fr); gap:0; border:1px solid var(--line); border-radius:var(--r); background:#fff; overflow:hidden; }
.keyfacts > div { padding:22px 24px; border-left:1px solid var(--line); }
.keyfacts > div:first-child { border-left:0; }
.keyfacts b { display:block; font-size:21px; font-weight:800; letter-spacing:-0.02em; line-height:1.2; }
.keyfacts span { font-size:14.5px; color:var(--slate); }
@media (max-width:760px){ .keyfacts { grid-template-columns:1fr; } .keyfacts > div { border-left:0; border-top:1px solid var(--line); } .keyfacts > div:first-child { border-top:0; } }

/* long-form reading */
.article { display:grid; grid-template-columns:minmax(0,1fr) 260px; gap:72px; align-items:start; }
.article.no-toc { grid-template-columns:minmax(0,1fr); max-width:760px; }
.toc { position:sticky; top:104px; font-size:14.5px; border-left:2px solid var(--line); padding-left:18px; }
.toc p { font-weight:800; font-size:13.5px; margin-bottom:10px; color:var(--ink); }
.toc ol { list-style:none; margin:0; padding:0; display:grid; gap:9px; }
.toc a { color:var(--slate); text-decoration:none; }
.toc a:hover { color:var(--action); }
@media (max-width:980px){ .article { grid-template-columns:minmax(0,1fr); gap:0; } .toc { display:none; } }
.prose { max-width:70ch; font-size:17.5px; line-height:1.7; color:var(--ink-2); }
.prose > * + * { margin-top:18px; }
.prose h2 { color:var(--ink); font-size:clamp(25px,2.6vw,31px); font-weight:800; line-height:1.18; letter-spacing:-0.03em; margin-top:56px; scroll-margin-top:100px; }
.prose h2:first-child { margin-top:0; }
.prose h3 { color:var(--ink); font-size:20px; font-weight:800; letter-spacing:-0.015em; margin-top:34px; scroll-margin-top:100px; }
.prose ul, .prose ol { padding-left:22px; }
.prose li + li { margin-top:8px; }
.prose li::marker { color:var(--faint); }
.prose strong { color:var(--ink); }
.prose a { text-underline-offset:3px; }
.prose .table-wrap { overflow-x:auto; margin-top:24px; border:1px solid var(--line); border-radius:var(--r); }
.prose table { width:100%; border-collapse:collapse; font-size:15.5px; line-height:1.5; min-width:560px; }
.prose th, .prose td { text-align:left; vertical-align:top; padding:14px 16px; border-bottom:1px solid var(--line-2); }
.prose thead th { background:var(--surface); color:var(--ink); font-weight:800; font-size:14.5px; }
.prose tbody th { color:var(--ink); font-weight:700; width:24%; }
.prose tbody tr:last-child > * { border-bottom:0; }
.short-answer { position:relative; background:var(--tint); border-radius:12px; padding:22px 24px; color:var(--ink); --arm:20px; --st:4px; --in:-6px; }
.short-answer b { display:block; margin-bottom:4px; }
.callout { display:flex; gap:14px; background:var(--surface); border:1px solid var(--line); border-radius:12px; padding:18px 20px; font-size:16px; }
.callout .ico { color:var(--action); margin-top:3px; }
.callout p { margin:0; }
.steps-list { list-style:none; padding:0 !important; counter-reset:s; display:grid; gap:14px; }
.steps-list li { counter-increment:s; display:grid; grid-template-columns:36px 1fr; gap:14px; margin:0 !important; }
.steps-list li::before { content:counter(s); width:32px; height:32px; border-radius:9px; border:2px solid var(--blue); display:grid; place-items:center; font-weight:800; font-size:14.5px; color:var(--ink); }
.checklist { list-style:none; padding:0 !important; }
.checklist li { position:relative; padding-left:32px; }
.checklist li::before { content:''; position:absolute; left:2px; top:5px; width:16px; height:16px; border:2px solid var(--blue); border-radius:4px; }
.sources { font-size:15px; }
.sources li { color:var(--slate); }

/* cards for hubs and cross-links */
.cards { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
.cards.two { grid-template-columns:repeat(2,1fr); }
.card { display:flex; flex-direction:column; gap:8px; padding:24px; border-radius:var(--r); border:1px solid var(--line); background:#fff; color:var(--ink); text-decoration:none; }
a.card:hover { border-color:#C6CED8; box-shadow:0 14px 30px -18px rgba(16,24,40,.25); }
.card h3 { font-size:19px; font-weight:800; letter-spacing:-0.015em; }
.card p { color:var(--slate); font-size:15.5px; }
.card .ico { color:var(--action); width:22px; height:22px; }
@media (max-width:900px){ .cards, .cards.two { grid-template-columns:1fr; } }

/* fit / not a fit */
.fit { display:grid; grid-template-columns:1fr 1fr; gap:24px; }
.fit > div { border:1px solid var(--line); border-radius:var(--r); padding:26px; background:#fff; }
.fit h3 { font-size:19px; font-weight:800; margin-bottom:12px; display:flex; align-items:center; gap:10px; }
.fit ul { margin:0; padding:0; list-style:none; display:grid; gap:10px; color:var(--ink-2); font-size:16px; }
.fit li { position:relative; padding-left:26px; }
.fit .yes-list li::before, .fit .think-list li::before { content:''; position:absolute; left:0; top:9px; width:12px; height:12px; border-radius:3px; }
.fit .yes-list li::before { background:var(--ok); }
.fit .think-list li::before { background:#C7CED8; }
@media (max-width:760px){ .fit { grid-template-columns:1fr; } }

/* contact */
.contact-grid { display:grid; grid-template-columns:repeat(2,1fr); gap:20px; }
.contact-grid .card b.big { font-size:24px; font-weight:800; letter-spacing:-0.02em; }
@media (max-width:760px){ .contact-grid { grid-template-columns:1fr; } }

/* legal documents */
.legal-doc { max-width:76ch; font-size:16.5px; line-height:1.72; color:var(--ink-2); }
.legal-doc > * + * { margin-top:14px; }
.legal-doc h2 { color:var(--ink); font-size:22px; font-weight:800; letter-spacing:-0.02em; margin-top:42px; scroll-margin-top:100px; }
.legal-doc h3 { color:var(--ink); font-size:18px; font-weight:800; margin-top:26px; }
.legal-doc ul, .legal-doc ol { padding-left:22px; }
.legal-doc li + li { margin-top:6px; }
.legal-doc .effective { font-size:15px; color:var(--slate); }

/* 404 */
.lost { padding:120px 0; text-align:left; }

/* homepage cross-links */
.product .more { font-weight:700; font-size:15px; text-decoration:none; margin:-4px 0 18px; }
.product .more:hover { text-decoration:underline; text-underline-offset:3px; }
.more-row { margin-top:28px; }
.faq .more-row a { font-weight:700; text-decoration:none; }

/* ===== fuller layout (2026-11-06 revision) ===== */
section.block { padding:88px 0; }
@media (max-width:860px){ section.block { padding:68px 0; } }
.sec-lede { color:#4A5260; }
.card p, .guide p, .product .body > p, .track p, .req p.small, .know p { color:#4A5260; }
.page-lede { color:#4A5260; }
.page-hero.compact { padding-bottom:40px; }
.page-hero.compact .page-title { font-size:clamp(34px,4vw,50px); }

/* hero amount box: one amount, one slider, one button */
.start { padding:26px 26px 20px; max-width:500px; }
.start-label { display:block; font-weight:700; font-size:15px; color:var(--ink-2); }
.amount { display:flex; align-items:baseline; gap:2px; margin:8px 0 18px; padding-bottom:8px; border-bottom:2px solid var(--line); transition:border-color .15s; }
.amount:focus-within { border-color:var(--action); }
.amount .cur { font-weight:800; font-size:36px; color:var(--faint); }
.amount input { all:unset; flex:1; min-width:0; font:inherit; font-weight:800; font-size:48px; line-height:1.1; letter-spacing:-0.04em; font-variant-numeric:tabular-nums; color:var(--ink); }
.start .scale { margin-top:2px; }
.start .btn { width:100%; height:56px; margin-top:20px; font-size:17px; }
.start .msg { text-align:center; margin-top:12px; }
@media (max-width:520px){ .start { padding:20px 18px 16px; } .amount input { font-size:40px; } .amount .cur { font-size:30px; } }

/* how it works on the homepage: a dark band with the real application */
section.ink-sec { background:var(--ink); color:#fff; padding:96px 0; overflow:hidden; }
.ink-sec .sec-title { color:#fff; }
.ink-sec .sec-lede { color:#B9C1CC; margin-top:16px; }
.how-grid { display:grid; grid-template-columns:1.05fr 1fr; gap:72px; align-items:center; }
.how-grid > * { min-width:0; }
.how-steps { list-style:none; margin:40px 0 36px; padding:0; display:grid; gap:26px; }
.how-steps li { display:grid; grid-template-columns:44px 1fr; gap:18px; align-items:start; }
.how-steps .node { position:static; margin:0; background:transparent; color:#fff; border-color:var(--blue); }
.how-steps li:last-child .node { background:var(--blue); }
.how-steps h3 { font-size:20px; font-weight:800; letter-spacing:-0.015em; margin:8px 0 4px; }
.how-steps p { color:#C5CCD6; font-size:16px; max-width:46ch; }
.how-steps .when { margin-top:10px; background:#1B1E23; border-color:#2E333B; color:#E3E8EE; }
.how-acts { display:flex; flex-wrap:wrap; gap:12px; }
.ink-sec .btn-primary { background:#fff; color:var(--ink); box-shadow:none; }
.ink-sec .btn-primary:hover { background:var(--tint); }
.btn-dark { color:#fff; border-color:#3A3F47; background:transparent; }
.btn-dark:hover { border-color:#fff; }
.phones { position:relative; height:640px; --arm:64px; --st:8px; --in:-14px; }
.phone { position:absolute; margin:0; width:300px; padding:9px; border-radius:42px; background:#30353D; box-shadow:0 50px 90px -30px rgba(0,0,0,.75), inset 0 0 0 1px #474D57; }
.phone img { display:block; width:100%; height:auto; border-radius:34px; }
.phone.p1 { left:6%; top:0; }
.phone.p2 { right:2%; top:120px; }
@media (max-width:980px){ .how-grid { grid-template-columns:1fr; gap:48px; } .phones { height:560px; max-width:560px; } }
@media (max-width:560px){ section.ink-sec { padding:72px 0; } .phones { height:420px; --arm:40px; --st:6px; --in:-8px; } .phone { width:46%; padding:6px; border-radius:28px; } .phone img { border-radius:23px; } .phone.p1 { left:0; } .phone.p2 { right:0; top:70px; } }

/* inner-page hero side cards */
.hero-card { position:relative; background:#fff; border:1px solid var(--line); border-radius:18px; box-shadow:var(--shadow-lg); padding:26px 26px 22px; }
.hero-card.corners { --arm:30px; --st:5px; --in:-9px; }
.hero-card h2 { font-size:15.5px; font-weight:800; margin-bottom:12px; }
.hero-card .tel { display:inline-flex; align-items:center; gap:10px; font-weight:800; font-size:26px; letter-spacing:-0.02em; color:var(--ink); text-decoration:none; }
.hero-card .tel .ico { color:var(--action); width:22px; height:22px; }
.hero-card p { color:#4A5260; font-size:15.5px; margin-top:8px; }
.hero-card .btn { width:100%; margin-top:18px; }
.hero-card ol, .hero-card ul.links { list-style:none; margin:0; padding:0; display:grid; gap:0; }
.hero-card ol li a, .hero-card ul.links li a { display:flex; justify-content:space-between; gap:12px; padding:12px 0; border-top:1px solid var(--line-2); color:var(--ink); text-decoration:none; font-weight:700; font-size:15.5px; }
.hero-card ol li:first-child a, .hero-card ul.links li:first-child a { border-top:0; padding-top:4px; }
.hero-card ol li a:hover, .hero-card ul.links li a:hover { color:var(--action); }
.hero-card ol li a span, .hero-card ul.links li a span { font-weight:500; color:var(--slate); font-size:14px; text-align:right; }
.page-hero .short-answer { margin:0; box-shadow:var(--shadow-lg); background:#fff; border:1px solid var(--line); padding:26px; font-size:17px; line-height:1.6; }
.page-hero .short-answer b { font-size:15.5px; margin-bottom:8px; color:var(--action); }
.hero-phone { display:flex; justify-content:center; --arm:56px; --st:7px; --in:-12px; }
.hero-phone .phone { position:relative; width:280px; }
@media (max-width:900px){ .hero-phone { justify-content:flex-start; } }